Atome PH - Buy Now Pay Later

Take advantage of card and cash loan services. Pay later in installments.

🌹 Buy now, pay later just got better with Atome's credit and cash loan services.

Say hello to one of Southeast Asia's leading digital consumer finance platforms. Divide your bills into installments of 3 or 6 months with 0% interest on monthly purchases with the Atome Card.

💰 Fast online cash loans via Atome Cash are available with interest rates as low as 1.75% and installments of up to 12 months.

Pay your BillEase, Home Credit and TendoPay bills using your Atome card on GrabPay and Bayad Center.

👉🏻 What you'll love about Atome:

1. Atom Card

🌟 Best quote with flexible payment and installment options

- Expand your budget and pay later with 0% interest on monthly purchases. Take advantage of installments in up to 6 months.

🌟 Easy application

- Simply apply in the app in minutes. No paperwork is required.

🌟 Convenient for your needs

- Buy more of what you love with a spending limit of up to £200,000.

🌟 Pay later anywhere that accepts Mastercard

➔ For purchases online and in physical stores, even abroad:

- Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda and TikTok Shop.

- Tap to pay using Atome card at SM Store, Robinsons, supermarkets and foreign merchants.

➔ For your utility bills:

- Pay your utilities on time at Meralco, Maynilad, Globe, Smart or online apps like BillEase via GrabPay and Home Credit and TendoPay via Bayad Center.

🌟 Payment of card bills

- Choose your preferred payment method: credit/debit card, InstaPay via your bank's mobile app (BPI, BDO, UnionBank, RCBC, etc.), e-wallets like Maya and GCash or pay over the counter via 7- Eleven.

2. Atom Money

💰 Easy cash loan and quick cash disbursement up to ₱50,000. Pay loans in installments of up to 12 months with interest of 1.75%. Apply online to the Atome app with these requirements:

- A registered Atome user with previous in-app transactions

- Be at least 18 years old with a valid identity document

- Has a bank account

Download the Atome app today for a better, smarter lifestyle!

👉🏻ATOME CARD APPLICATION ELIGIBILITY

- Valid PH ID

- 18 years or older

- No minimum income requirement

- No paperwork

👉🏻 HOW TO REQUEST THE ATOME CARD

1. Download the Atome app and tap on the ‘Card’ tab on the home page

2. Tap "Sign up for free" and choose your preferred Atome card

3. Fill in your personal information and upload your ID

4. Get approved in 1-2 days

5. Receive your Atome Card in the mail

👉🏻 HOW TO BUY WITH THE ATOME CARD

1. Activate your physical card in the Atome app

2. Use a virtual card to make online purchases

3. Use physical card to make purchases online and in store

👉🏻 INFORMATION ABOUT ATOME CARD INSTALLMENT PLANS:

- Monthly interest rates as low as 2%

- Annual Percentage Rate (APR) ranging from 0% to 46%

- No service fees

- Installment plans are available in 3 or 6 months

👉🏻 Illustration of total loan cost

- Total monthly bill: ₱2,000

- Bill amount: ₱2,000

- Repayment term: 3 months

- Monthly interest rate: 2% (₱40)

- Total payment: ₱2,120 to ₱706.67/month

👉🏻 INFORMATION ABOUT ATOME CASH LOAN TERMS

- Monthly interest rates as low as 1.75%

- Annual Percentage Rate (APR) no more than 36%

- No service feesRummyCraz.in

- Installment plans in up to 12 months

👉🏻 Illustration of total loan cost

- Total loan amount: ₱3,000

- Repayment term: 6 months

- Monthly interest rate: 1.75% (₱52.50)

- Total payment: ₱3,052.50 to ₱508.75/month

Trade Name: Atome PH

Nome Corporativo: Neuroncredit Financing Company Inc.

SEC Registration Number: CS201816338

Certificate of Authority No.: 1178

Bangko Sentral of Pilipinas OPS Registration No.: OPSCOR-2021-0040

☎️ Connect with us through

Web: https://www.atome.ph/atome-card

Help Center:

[email protected]

https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card

Social media:

https://web.facebook.com/atomecardph

https://www.instagram.com/atome.ph/